Interest Checking Account (a dividend-earning checking account)

The Interest Checking account is for members with combined savings and loan balances of over $10,000.00. The Interest Checking account is the only checking account we offer that earns dividends. Best of all, there are no monthly fees.	Today's APY*:

With the Interest Checking account, you will also get a Kaiperm VISA Debit Card and may use it to make purchases anywhere VISA is accepted at no charge. You may use the card as both a VISA and an ATM card; funds will be taken from your checking account to cover your purchases. There is no minimum balance requirement.

Benefits

• No monthly fee
• Competitive Dividend Rates
• Free Checks¹
• No fee for VISA Debit Card transactions²
• No fee from Kaiperm for use of any ATM³
• No fee for American Express Traveler's Cheques
• Free Corporate Checks and Cashier's Checks
• NCUA Insured up to $100,000.00 and up to $250,000.00 by ASI

How it Works
A minimum deposit of $50.00 is needed to open your Interest Checking Account. There is no minimum balance requirement provided the member also has an active savings with at least $5.00. Otherwise, the minimum balance is $5.00. Dividends accrue daily and are credited to the account and compounded monthly. A minimum balance of $500.00 is needed in order to earn dividends. See Member Account Agreement or Contact Us for more information.

1. Free check offer applies to select check style only. Only one free box may be ordered at a time. Contact us at (877) 628-1200 for full details.
2. APY - Annual Percentage Yield assumes dividends are held in the account. Earnings will be less if dividends are withdrawn. Please see "How it Works" above for additional details on rates.
3. Kaiperm will not charge a fee for these services. Other merchants may assess a fee. See Service Pricing Schedule for full disclosure of fees.

Related Products and Services Overdraft Protection Direct Deposit Home Equity Line of Credit VISA Credit Cards M-O-M Telephone Banking ICU Online Account Access